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St. Augustine Chiropractor for Car Accident Injuries – What You Need to Know About PIP in Florida

April 09, 20253 min read

Been in a car accident in St. Augustine, FL? Learn how Florida’s PIP laws affect your right to care and why seeing a chiropractor like Dr. Jason Palmer within 14 days is crucial for your recovery and insurance coverage.

If you’ve been in a car accident in Florida—whether it was a minor fender bender or something more serious—it’s critical to get evaluated by a chiropractor right away. Even if you don’t feel pain immediately, soft tissue injuries like whiplash can take hours or days to appear. In the state of Florida, Personal Injury Protection (PIP) laws make it especially important to act quickly.

At Chiro + Laser Saint Augustine, Dr. Jason Palmer specializes in helping patients recover after car accidents through natural, drug-free chiropractic care. If you're searching for an experienced St. Augustine chiropractor for auto accidents, you're in the right place.

Florida’s 14-Day Rule: Why Time Matters

Florida is a no-fault insurance state, which means that after a car accident, your own auto insurance covers your medical treatment under PIP coverage, regardless of who caused the crash.

Here’s the catch:

📅 You only have 14 days from the date of the accident to seek medical care in order to qualify for PIP benefits.

If you don’t get treated within that time, you could lose your right to have your care covered. This is why it's so important to visit a chiropractor like Dr. Palmer as soon as possible after an accident.

What PIP Covers in Florida

Under Florida PIP law, your insurance can cover up to $10,000 in medical expenses, which may include:

  • Chiropractic evaluations and treatments

  • Diagnostic imaging (X-rays, MRIs, etc.)

  • Follow-up visits for injury rehabilitation

  • Medically necessary transportation

Dr. Palmer can provide the necessary documentation, evaluations, and treatment plans to help ensure your claim is processed smoothly.

Common Injuries After a Car Accident Treated by Chiropractors

Even low-speed collisions can cause soft tissue damage, spinal misalignment, and joint issues. Some of the most common injuries we treat at our St. Augustine chiropractic clinic include:

  • Whiplash

  • Neck and back pain

  • Muscle spasms

  • Herniated discs

  • Joint stiffness and reduced mobility

Chiropractic care helps restore proper alignment, relieve pain, and speed up your body’s natural healing process—without drugs or surgery.

Why Choose Dr. Jason Palmer at Chiro + Laser Saint Augustine?

With years of experience treating auto accident patients, Dr. Jason Palmer provides gentle, effective care tailored to each individual's injury and recovery timeline. His goal is not only to relieve pain but also to restore full function and mobility—so you can get back to living your life.

We also assist with documentation for your PIP claim, coordinate with attorneys if needed, and make the process as stress-free as possible.

What to Do After a Car Accident in Florida

  1. Call 911 and report the accident.

  2. Exchange information and take photos of the scene.

  3. Contact your insurance provider.

  4. Schedule a chiropractic evaluation within 14 days.

    ✅ Call Chiro + Laser Saint Augustine at (904) 460-2930 or book online

Don’t Wait—Your Health (and Your Coverage) Depends On It

Ignoring pain after an accident can lead to long-term problems. Under Florida’s strict PIP law, you only have a short window to get examined and begin treatment.

If you’ve been in a car crash, don’t delay—Dr. Jason Palmer and the team at Chiro + Laser Saint Augustine are here to help you recover quickly, safely, and naturally.

Call us today or schedule your visit online:

📍 Serving St. Augustine, FL and surrounding areas

🌐 www.chiroandlaser.com

📞 (904) 460-2923

Dr. Jason Palmer has always been passionate about health, the human body, and helping people heal through natural means. His journey into chiropractic care began with a strong interest in providing non-invasive, holistic solutions to health problems, driven by his desire to help people live healthier lives.

Dr. Jason Palmer, D.C.

Dr. Jason Palmer has always been passionate about health, the human body, and helping people heal through natural means. His journey into chiropractic care began with a strong interest in providing non-invasive, holistic solutions to health problems, driven by his desire to help people live healthier lives.

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Monday: 9:30AM-12:30PM & 2:30PM-5:30PM

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